Select Regular" premium rates are offered to a segment of the population who satisfy stricter than normal insurance company specified underwriting qualification acceptance requirements. These stricter than normal requirements may include but are not necessarily limited to:

Note 1
Although "Select Regular" rates may appear attractive, there may be other reasons for a company to decline to issue a term life insurance policy at "Select Regular" rates. It is VERY STRONGLY recommended that you consult with a qualified life insurance agent be consulted prior to the making of an application and that you view "Select Regular" rates only as an "optimistic scenario" possibility.

Note 2
Please note that renewal costs and/or premium guarantees, including during the initial term period may vary substantially among policies and companies. Please review these carefully with a qualified agent who is equipped with the independently produced WinQuote™ Professional Insurance Comparison Software.