"Regular" premium rates are offered to a segment of the population who satisfy normal insurance company specified underwriting qualification acceptance requirements. These requirements may include but are not necessarily limited to:

Note 1
Although "Regular" rates may appear attractive, there may be other reasons for a company to decline to issue a term life insurance policy at "Regular" rates. In such cases, where the company may decline to issue a contract at "Regular" rates, the company may make an offer to issue the contract with a premium surcharge. It is VERY STRONGLY recommended that you consult with a qualified life insurance agent be consulted prior to the making of an application.

Note 2
Please note that renewal costs and/or premium guarantees, including during the initial term period may vary substantially among policies and companies. Please review these carefully with a qualified agent who is equipped with the independently produced WinQuote™ Professional Insurance Comparison Software.